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Apple Cash Instant Transfer Fees Are Going Up Soon

Apple today began notifying Apple Cash users about an upcoming fee increase for the Instant Transfer feature. Starting on February 18, 2026, choosing the Instant Transfer option will cost 1.7 percent of the transaction amount, with a minimum of $0.25 and a maximum of $25. Instant Transfer is the Apple Cash option that allows you to transfer money from Apple Cash to your bank account with no waiting period.

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