Get the latest tech news
Financial lessons from my family's experience with long-term care insurance
My experience with my father's long-term care insurance company has not been an easy one. But I've learned quite a few lessons.
Despite the neurologist’s (and my dad’s primary doctor’s) signature on the “Attending Physician’s Statement,” the LTC insurance company sent a contracted nurse to conduct an in-home evaluation. This mostly consisted of someone essentially adult-sitting him to ensure he didn’t do anything dangerous—like leaving the stove on or wandering outside at night—and occasionally reminding him to eat lunch or take a shower. My brother and I hope that, with the financial assistance from our dad’s LTC insurance policy, we can safely help him age in place in the home where he’s comfortable.
Or read this on Hacker News