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From $479 to $2,800 a month for ACA health insurance next year


Raiding retirement savings. Pondering job changes or even marriage. People who buy their own health insurance are strategizing ahead of major price hikes in 2026. Open enrollment starts Nov. 1.

The average enrollee will see their premium costs increase 75%, according to an analysis of insurance filings by the nonpartisan health research organization KFF. Several enrollees told NPR that's their plan — to roll the dice, taking the chance that they stay well and don't have a big health expense. The Congressional Budget Office estimates that the end of the enhanced tax credits will increase the number of uninsured people in the U.S. by 4.2 million over the next decade.

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