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How your life savings could digitally evaporate — A new banking startup lost track of peoples’ life savings, as Andreessen-backed fintech was missing up to $96 million owed to customers


A new banking startup lost track of peoples’ life savings and regulators are at a loss to help get it back.

ShareWhen Chris Buckler opened an account with Juno — a savings app that advertises itself as a “ complete bank replacement ” — he thought he was being financially responsible. “I wanted to make sure I was getting the best interest for my money,” Buckler, a 43-year-old high school computer science teacher in Abingdon, Maryland, told The Lever. Synapse filed for bankruptcy in April and in May went completely offline, while allegedly failing to provide adequate transaction ledgers to its banking partners — leaving tens of thousands of users like Buckler unable to access their funds.

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