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JPMorgan Tells Fintechs They Have To Pay Up For Customer Data


An anonymous reader quotes a report from Bloomberg: JPMorgan Chase has told financial-technology companies that it will start charging fees amounting to hundreds of millions of dollars for access to their customers' bank account information -- a move that threatens to upend the industry's business m...

An anonymous reader quotes a report from Bloomberg: JPMorgan Chase has told financial-technology companies that it will start charging fees amounting to hundreds of millions of dollars for access to their customers' bank account information -- a move that threatens to upend the industry's business models. [The open-banking measure, finalized in October, enables consumers to demand, download and transfer their highly-coveted data to another lender or financial services provider for free.] Payment platforms like PayPal's Venmo, cryptocurrency wallets such as Coinbase and retail-trading brokerages like Robinhood all use this data so customers can send, receive and trade money.

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