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Spray-foam insulation makes homes unable to be mortgaged

Householders are angered by the discovery they cannot remortgage or sell their homes after installing spray-foam insulation to cut energy use

Last year, trade body the Property Care Association published a Sprayed Foam Insulation Inspection Protocol to help surveyors determine whether an installation is potentially risky. ‘When we tried to put the house on the market, we were told the value is essentially zero’ Anita Ryan, homeowner However, LiveMore is currently the only equity release lifetime mortgage lender that will lend on properties with foam installed. Firms whose work was subsidised by the now defunct green homes grant have to be registered with the government scheme TrustMark, which has a dispute resolution service, but that will not help those affected by the boycott by lenders, regardless of workmanship.

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