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Top Colleges Are Too Costly Even for Parents Making $300,000


Families earning $300,000 annually -- placing them among America's highest earners -- are increasingly finding themselves unable to afford elite college tuition without taking on substantial debt. Bloomberg's analysis of financial aid data from 50 selective colleges reveals households earning betwee...

Families earning $300,000 annually -- placing them among America's highest earners -- are increasingly finding themselves unable to afford elite college tuition without taking on substantial debt. Bloomberg's analysis of financial aid data from 50 selective colleges reveals households earning between $100,000 and $300,000 occupy a precarious middle ground: too affluent for meaningful aid but insufficiently wealthy to absorb annual costs approaching $100,000.The squeeze begins around $150,000 income, where families typically contribute 20% ($30,000) annually toward tuition. Harvard, MIT, and the University of Pennsylvania recently expanded free tuition thresholds to $200,000, acknowledging this middle-class pressure.

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