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You can extend your windows 10 security updates to October 2026 by either paying $30 or using one of the two 'free' options
If you don't want to upgrade to Windows 11 you still have options. Take advantage of this free option, or you can pay for another year of Windows 10 security updates.
However, as The Verge points out, some backups may exceed this limitation, requiring users to purchase a monthly or yearly plan. Per Microsoft's blog post, there are now three options for those who want to stay on Windows 10 and still receive security updates: Watch this: iPhone Air Is a Wild Card – and Starts a Big Change for Apple
Or read this on r/technology