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You Could Use Siri to Send Money Without Unlocking Your iPhone, Latest Apple Patent Suggests


The patent introduces a way for Siri to handle sensitive tasks without needing a Face ID scan or passcode, provided the user is wearing a verified device.

Apple has filed a new utility patent: US2025/0225985A1, outlining a system that lets users perform secure voice commands, like sending money or accessing private data, even while their device is locked. The patent describes a process in which a locked iPhone (or other Apple device) listens for natural language input, for example, “Pay Joe $50,” and determines whether the command is a secure request. Apple describes using various states of the accessory, including signal strength, encryption keys, or previous authentication events, to determine whether a command should be allowed.

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