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Your car may be ratting you out to your insurance company
Multiple automakers share customer driving data with insurance companies, a New York Times report reveals.
GM's optional OnStar Smart Driver service offers to track customer driving habits, ostensibly to help them behave more safely and economically, but does not obviously disclose that the collected statistics may end up in databases like LexisNexis that are available to insurance companies. Multiple owners of high-performance GM vehicles claimed they were targeted by insurance companies for rate hikes after taking their cars to the track while the service was active. Acura, Honda, Hyundai, Kia and Mitsubishi all offer an optional driver score feature that includes data collection and transmission to insurance databases, NYT reports, but all require the customer to opt in.
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