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Zenobia Pay – A mission to build an alternative to high-fee card networks

Why we're

We were super excited by FedNow, the Federal Reserve's instant transfer rail, which inspired us to quit our jobs and do this full time. Zenobia Pay serves as digital proof of purchase for the entire lifespan of luxury goods, so brands can earn verification fees on the $39B resale market, which is growing 3 times faster than new sales. What finally killed us was being defrauded by "custom jewelers" who were Russian mobsters using stolen SSNs to commit ACH fraud.

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